Over the past few years, the state of Florida has seen a significant increase in residents as Americans abandoned their home states in the hope of a better, sunnier, and more affordable life in the Sunshine State.
However, it’s now become clear that Florida isn’t the land of perpetual vacation, as people expected. The intense political division, increasing taxes and insurance costs, and the ongoing culture war led many new Florida residents to move out almost as soon as they’d unpacked their bags.
More Than 700,00 Americans Moved to Florida in 2022
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According to the Census Bureau, some 700,000 Americans moved to Florida in 2022, making it the second fastest-growing state in the country.
But that very same year, about 500,000 residents of the Sunshine State left the beaches behind. While each person certainly had their own reasons for leaving, the majority of them fell into one of the following four categories: Increase in property taxes, soaring insurance costs, extreme weather and frustrating traffic, and the ever-intensifying culture war.
Many People Moved to Florida to Avoid Income Tax
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Florida is one of only nine states in the US that doesn’t charge any kind of income tax. So hundreds of thousands of people assumed that moving to Florida would save them a fortune on their taxes every year.
Unfortunately, that’s not exactly what happened. The median property tax in Florida increased from $2,226 in 2019 to $3,003 in 2023, and experts believe that number will continue to increase by 6% every year for the foreseeable future.
Home Insurance Costs Have Skyrocketed
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The property tax increases relate directly to the jump in housing costs, as well as the country’s frustrating inflation rate, which technically are occurring in all 50 states, not just Florida.
However, new Florida residents have noted that their home insurance costs are astronomical compared to what they paid in other states, and that certainly has to do with their location.
Homeowners Insurance Rose 42% in 2023
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The average rate for homeowners insurance rose by 42% in 2023, with a new statewide average of $6,000 a year.
So now, Florida homes are just as expensive in Florida as in other states, the property taxes are equal or, in some cases, even higher, and the homeowner’s insurance costs are through the roof. For many, that would be enough to leave the state behind.
Living in Florida Is Not a Permanent Vacation
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When many people think of the Sunshine State, they envision the gorgeous beaches of the Florida Keys, visits to Disney World with the family, or taking a stroll through the streets of exciting metropolises like Miami or Tampa
However, many Americans who moved to Florida over the past few years reported that was not what they found. Instead, they were worried about hurricanes wrecking their homes and felt stuck in their suburbs due to the horrific traffic throughout the state.
There Were 7 Hurricanes in 2023
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The 2023 Atlantic Hurricane Season was especially traumatizing for Florida residents. There were 21 storms and seven hurricanes, three of which were considered major, and one, Hurricane Idalia, made quite a mess.
Hurricane Idalia hit Keaton Beach, Florida, on August 30, 2023, causing extreme flooding and destroying almost 6,000 homes.
Living in Florida Has Several Downfalls
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New residents noted that living in Florida just wasn’t what they thought it would be. From bumper-to-bumper traffic to extreme weather, the Sunshine State disappointed many hopeful Americans.
Jodi Cummings, who moved from Connecticut to Florida in 2021, told the press, “It wasn’t the utopia on any level that I thought it would be. I thought Florida would be an easier lifestyle, I thought the pace would be a little bit quieter, I thought it would be warmer. I didn’t expect it to be literally 100 degrees at night. [It’s] not anything like I thought it would be.
The Culture War: Blue vs. Red
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In addition to these mounting issues, for many Americans, the biggest complaint about living in Florida is the ongoing culture war between Red and Blue residents.
As Barb Carter, who moved from Kansas to Florida to be closer to her grandchildren, explained, “You cannot engage in a conversation there without politics coming up; it is just crazy. We’re retired. We’re supposed to be in our fun time of life. I learned quickly [to] just keep your mouth shut because I saw people in my own community break up their friendships over it. I don’t like losing friends, and especially over politics.”
Florida’s Controversial Politics
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Of course, in one way or another, politics is affecting every state in the country, especially with the presidential election right around the corner. However, Florida’s politics are certainly more diversive than most.
Governor of the Sunshine State, Republican Ron DeSantis, has made many decisions over the past few years which have created an extreme divide among residents. From passing the “Don’t Say Gay Bill” to removing books about race in schools, fighting publically with Disney, and changing abortion laws, DeSantis has single-handedly created an internal culture war throughout the state.
What’s Happening in Florida Should Scare Americans
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While some Florida residents admire the governor and his extreme right-wing policies, many others, even within the Republican party, are less than impressed with his aggressive decisions.
Democratic US Representative Maxwell Frost from Florida told the press, “What’s been happening … in Florida should scare every single person across the entire country… [it] should frighten anyone who values democracy, voting rights, civil rights, freedom, and the pursuit of happiness.”
Florida Really Isn’t the Promised Land
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While it’s too soon to say what’s next for the state of Florida, the sad truth is that the state simply cannot deliver the peaceful, affordable, and beautiful life that its postcards promote.
If things don’t change, Florida will likely see far more residents packing their bags in 2024, including many of those who just arrived and found themselves wildly disappointed.
Comparing Florida with Other States
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While Florida faces unique challenges, comparing it to other migration hotspots like Texas reveals differences and similarities. Texas, for instance, also has no state income tax but generally higher property taxes and insurance rates (via
Investopedia).
This makes Texas potentially a better option for retirees and working individuals, as long as they aren’t too reliant on government services.
Florida’s Demographic Transformation
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Florida’s population shifts are altering its demographic landscape significantly. Young professionals and retirees from diverse backgrounds are moving in, changing the state’s age and cultural makeup (via the
Washington Post).
These shifts influence local economies, potentially increasing demand for services tailored to these varied groups, yet also straining existing infrastructure.
Mental Health Strains in the Sunshine State
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The stress from frequent hurricanes, political discord, and financial worries contribute to mental health challenges for many Florida residents.
This environment can affect social well-being, with community tensions high and personal stress levels potentially increasing.
Education Amidst Political Heat
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Florida’s educational policies under current political leadership have sparked plenty of
controversy, affecting school environments and student performance.
Policies influencing
book bans and curriculum changes are causing concern among parents about the educational quality and freedom, making Florida less attractive for families prioritizing diverse and comprehensive education.
Business Climate Amidst Turbulence
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Despite political divides, Florida remains a hub for new businesses due to its strategic location and tax advantages (via
Business News Daily). However, the ongoing cultural wars and economic policies are making investors think twice.
A stable and welcoming political environment may be necessary to maintain its reputation as a business-friendly state.
Analyzing the Real Estate Market
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Florida’s real estate market is experiencing volatility with soaring insurance costs and property taxes impacting homeownership. The dream of affordable living is fading, making potential buyers cautious (via
BNN Bloomberg).
The market might face a downturn if these financial pressures continue without relief, affecting overall housing affordability.
Environmental Challenges Facing Florida
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Environmental sustainability is a growing concern in Florida, with issues like rising sea levels and hurricane impacts at the forefront.
These challenges affect not just the natural landscape but also the viability of living in coastal areas, prompting a need for significant environmental policies and focus on addressing
climate change.
Infrastructure and Population Dynamics
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As Florida’s population grows, its infrastructure is under pressure. Transportation, utilities, and healthcare systems are particularly strained, affecting residents’ quality of life.
Effective planning and investment in infrastructure are crucial to accommodate the growing population and prevent systemic breakdowns (via the
Florida Chamber of Commerce).
Tourist vs. Resident Experiences
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Tourists see the sunny beaches and vibrant cities of Florida, but residents experience a different reality. Beyond the tourist spots, daily life includes dealing with extreme weather, high living costs, and political tensions.
This discrepancy can lead to disillusionment among new residents who (perhaps naively) expected a permanent vacation.
Cultural and Recreational Opportunities
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Florida offers rich cultural and recreational activities that are key attractions for residents. However, the quality and accessibility of these amenities can vary greatly depending on economic and political factors.
Enhancing these aspects could improve living conditions and help balance the state’s challenging aspects.
Retiree Life in Florida
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Florida remains a popular retirement destination, but the realities can be challenging for the elderly. Issues like high healthcare costs, property taxes, and hurricane threats make it less ideal.
Addressing these concerns could make Florida a more hospitable state for retirees seeking a tranquil post-retirement life.
Florida’s Future
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The future of Florida hinges on addressing its current challenges. With potential policy adjustments and strategic planning, the state could stabilize and continue to attract new residents.
However, if current trends continue, Florida might see an increasing number of residents choosing to leave in search of better living conditions elsewhere.