Author: Ben Campbell

Everyone loves a little extra cash in their pocket, and tax refunds certainly help during periods of financial stress. However, there are other ways to ease the financial pressures of the year than waiting around for a return from the government. In fact, there are several ways Americans can save money each day. Making Use of Credit Card Rewards Source: Freepik Almost all credit card companies in the U.S. offer programs that issue rewards in the form of cashback and other financial incentives. The same can be said about debit cards and, to some degree, “buy now, pay later” loans.…

A new trend in the modern workforce is emerging that adherents are calling “chronoworking.” Supporters of chronoworking believe that by aligning work hours with a person’s natural circadian rhythm, called a chronotype, they can achieve higher levels of productivity and mental acuity than they ever thought possible. More people are ditching traditional work hours and fine-tuning their work day to push their performance over the top. Break the Shackles of the 9-5 Source: Bench Accounting/Unsplash One of the benefits of the struggle the world went through during the COVID-19 pandemic is that people figured out that remote work and nontraditional…

Financial experts across the United States have raised concern in the wake of a report that suggests American banks have given over $1 trillion in loans to shadow banks. Economists argue that issuing extensive loans to alternative lenders has exposed regular banks to a greater risk of debt. Shadow Banks Source: Wikimedia The term “shadow bank” stems from a 2007 speech by economist Paul McCulley when referring to investment firms that act like banks in several ways but are not so. However, should these alternative lenders end up in deep waters, they cannot borrow from the Federal Reserve like a…

Apple is set to be hit with an eye-watering fine of over €500 million from the European Union. The fine comes in the wake of an EU Commission investigation that says the tech giant used illicit practices to give its streaming service an unfair advantage over competitors. Apple Set to Receive Large Fine Source: Freepik According to The Financial Times, Apple is set to receive its first major fine from Brussels. Unnamed sources who are close to the case suggest the EU Commission is preparing to issue a $539 million fine in early March. Antitrust Probe in Tech Giant Source:…

Gen Zers have a reputation for avoiding tedious and unfulfilling jobs in an attempt to find their passion in life. While this doesn’t always lead to a long-term paycheck, there are still ways for the younger generation to get rich if they listen to the experts. Experts Share Advice with Gen Zers Source: @Retirement News Online/YouTube Founder and CEO of Alloy Wealth Management, Mark Henry, recently went out of his way to share several tricks and tips that could help Zoomers stack cash in their bank accounts. Speaking in an interview with GOBankingRates, he offers several examples to help all…

People throughout the U.S. have felt the sting of a tougher economy in recent years, and it’s been difficult for many to save. However, just because the economy is fluctuating doesn’t mean it’s impossible to acquire savings. In fact, there’s always an opportunity to set money aside so long as you receive the proper guidance. Savings Experts Share Their Best Tips Source: Yahoo Finance/YouTube Luckily, the internet is filled with the advice of financial experts who are out to ensure everyone can save some money. But in order to begin stacking cash in the bank, we must first listen to…

A predicted surge in immigrants arriving in the U.S. over the next decade will increase the nation’s GDP by over $7 trillion. The figure comes as part of a recent report released by the Congressional Budget Office. United States Set for Immigration Influx Source: Freepik Immigration has become a sensitive topic of conversation in recent years across the United States. Regardless of stance, “The Budget And Economic Outlook: 2024 to 2034” estimates immigration will bring in an extra $7 trillion to the economy by the year 2034. Economists Predictions in Line with CBO Findings Source: Freepik Economists have surmised that…

First-class flying used to be considered quite a treat. But now that airlines are cutting back on amenities and even comfort for economy passengers, more and more customers are trying to find ways to get great seats in the front. Unfortunately, first-class tickets are typically wildly expensive for the average passenger, but there are a few ways to fly first class without breaking the bank. First Class All the Way Source: Wikipedia Before discussing the many ways in which you can fly first class for less than anyone else, you might want to know what it’s really like up there…

The world’s most prominent sports brands have reported a considerable drop in consumer spending during a challenging financial period in the U.S. Brands, including Adidas, Puma, and Nike, are already struggling to reach projected figures for 2024 as consumers hit the brakes on spending. Shoe Companies Forced to Lower Expectations Source: Joe Raedle/Getty Images After a successful 2023, many of America’s largest apparel brands predicted the new year would garner the same results. Yet, less than two months into 2024, companies including Nike, Puma, and Adidas have all lowered their sales growth expectations for the following year after witnessing a…

Meta lost an incomprehensible $16 billion on its Reality Labs projects last year, yet the company’s stock price continues to climb. After significantly reducing their workforce in 2023 at a cost of over $1 billion, many were left wondering what Meta was up to. Yet, Wall Street quickly realized the social technology company had a plan to ensure profits continued to pour in. Astonishing Loses For Meta Source: Chesnot/Getty Images In 2023 alone, Meta’s “Reality Labs” lost the company over $16 billion, which is a slight increase from the $13.7 billion lost in the previous year. Reality Labs is the…