Author: Riley Brown

We all have to deal with unexpected expenses from time to time, and many of us don’t have savings built up to pay for these. So when one man discovered his car window was broken, he was left with two choices – fix it himself, or hire a repair shop. He decided to fix it himself to save money – and boy did he ever make the right choice!  Life Expenses Are Piling Up Source: Artem Beliaikin/Unsplash We all have bills to pay, and one Redditor recently shared his experience with being a bit down and out. As everyday expenses…

One thing that has been proven over and over about the human brain is its ability to think creatively to solve problems. That is precisely the case of this student who invented an ingenious way to help his grandma stay alive and hydrated. Lewis Hornby, a student and the grandson of a woman suffering from dementia in her old age, decided to solve a big problem that had been bugging his grandma — her constant dehydration — by using science and ingenuity. What Motivated Lewis Hornby Source: Jeremy Wong/ reddit Lewis Hornby’s grandma suffers from Alzheimer’s, the most common form…

Cincinnati Art Museum made its way to the news and caught the attention of the mass media solely because of a 160-year-old mystery. Well, it’s a mystery now! While the museum is known for its unique artistic palette and generous representation of intriguing and rare art, Cincinnati Art found itself surrounded by experts, flooding their halls after this discovery. It was truly an enigma on its own.   How It All Began Source: Photo by Greg Hume / wikicommons It all began with Serena Urry, the chief conservator of the Cincinnati Art Museum. During one of her routine inspections of the…

Financial planning is necessary. Having a sound financial plan allows you to save and afford things you really want while also preparing for any emergencies that life throws your way. Thus, you need ways to plan your financial future. Saving for college? Preparing for retirement? Maybe you want to buy your first home or property? Everything requires a solid financial plan! Financial planning consists of going through your current money situation, how much you earn, and your short-term or long-term goals. If you don’t think you can do all this yourself, consider hiring a professional financial planner! Let’s look at…

Who wouldn’t be happy with some extra cash? Our day jobs might earn us enough money for the essentials and a bit more, but a side hustle should give you some more financial freedom and help you reach your financial goals. A side hustle is something you should be able to do on the side. These ‘jobs’ usually aren’t enough to sustain you alone and shouldn’t really be your primary source of income unless you become insanely successful at them. Let’s look at a few easy side hustles that anyone can take part in! Ridesharing and/or Delivering Food Ridesharing and delivery…

Whether you own your home or rent your property, you need to protect it with insurance. Homeowners’ insurance and renters’ insurance seem pretty self-explanatory from their names, right? If you own your own home, you need homeowners’ insurance, and if you rent your property, you need renters’ insurance, but there are a few differences in how these insurance policies work and what they cover. Homeowners’ insurance covers everything from the structural property itself to its contents. For renters, the landlord must ensure the property itself, while renters’ insurance covers the home’s contents. Homeowners’ Insurance Homeowners are responsible for their home’s…

Any disability that occurs either from illness or injury that results in your becoming unable to work and earn can be covered by insurance. However, lots of people don’t know what disability insurance is. Many companies provide short and long term insurance benefits to their employees. A policy that helps you immediately after an incident is a short term policy. However, a long-term disability insurance policy will provide you financial assistance for disabilities that last for many, many years. Apart from this, you can receive additional coverage with more benefits if you pay a little extra on the policy. Why…

Getting a new loan replaces an existing one and pays off the debt of the latter loan fully to the initial lender. You now owe and pay your debts to a new lender. That is what refinancing means. The new loan taken improves your finances (in theory), as it should have better and more ideal features than the previous one. It is possible to refinance any kind of loan, whether it is an auto loan, a home loan, or any other, for that matter. It is only sensible to refinance a loan if it lowers your monthly payment by giving…

With fame comes fortune and with fortune comes expensive taste. Celebrity millionaires love to throw money around on clothes, jewelry, houses, parties, dubious health products, and, of course, cars. The cliche image of a dapper millionaire (or billionaire) cruising around town with the top down is a cliche for a reason: it’s true. Well, it’s mostly true. However, plenty of rich and famous folks choose to buy budget cars. The reasons why can range from simple personal taste to a desire to fly under the radar as people are more likely to watch a passing Lamborghini than a passing Toyota…

Whether you want to open a checking account, savings account, or looking for loans or investment opportunities, you need to know and understand the different kinds of banks you can use. All banks might look the same, and most do offer the same services, but there are a few key differences you should know about before you open an account with a bank. Let’s dive into the different types of banks and which one is best for you. Retail Banks Retail banks are the banks most of us think of when we talk about banks. These banks target consumers more.…