Author: Riley Brown

Venture Capital is a type of investment by investors or venture capital firms into new, early-stage businesses that have potential to grow. They invest capital into companies in exchange for equity to earn profits later. Venture capitalists are usually well-off investors, firms, investments banks, or other financial institutions. For understanding venture capital better, let’s take a closer look. Venture capital has become a very popular financing method among start-ups and new businesses who don’t really have the capital to invest in their ideas. Though it is always risky for investors to invest in new and unproven companies, there is always the…

Does it ever feel like no matter how hard you try to save money, it’s almost impossible to save enough to meet your financial goals? Something always seems to come up. Your car suddenly needs repairing, maybe your washing machine starts acting up, or sometimes, you just spend on something you never really needed. However, there is still good news for you. There are hundreds of simple ways of saving money to get you closer to your financial goals. Let’s talk about a few of them! 1. Set Savings Goals The best way to save money is by visualizing and…

A non-performing asset (NPA) is a financial debt instrument in which the borrower has failed to make previously agreed-upon interest and principal repayments to the specified lender over an indefinite period of time. As a result, the non-performing asset does not generate any income for the creditor in the form of interest repayments. Let’s talk about and learn all about non-performing assets. What are they and how do they affect you? What are Non-Performing Assets? These non-performing assets are listed on a bank’s or financial organization’s balance sheets. If the non-payment continues over a drawn-out time period, the lender can…

Crypto Exchanges work like stockbrokers, except they give you the tools to purchase and sell cryptocurrencies. Good crypto exchanges make the buying and selling process easy and take up low fees while offering a high level of security to protect your coins and money. When deciding what crypto exchange you should use, you need to look at their supported currencies, the fees they take for transactions, their security measures, and the withdrawal options they offer. These are our picks for the top crypto exchange you should use! Note: Use these crypto exchanges at your own risk. Just like most investments, investing…

You can take out personal loans from banks for almost any purpose. This could be to pay off a medical bill, repay another debt, or just go on vacation. After taking out a loan, you have to pay the bank back the original amount plus all the interest included with the loan. But before you go ahead and take out a loan, you should know and understand the process of borrowing a loan from the bank. Trying to take out a loan without completely understanding the details of the whole process could result in the bank rejecting the loan. Let’s…

Insider trading can be defined as the selling or buying of publicly traded stocks using critical information that might still not have been made public. In 1934, the United States government established the Securities and Exchange Commission or the SEC. It is their job to surveil the market for cases of manipulation, fraud, and more. One of their most important purposes is to investigate insider trading. By law, anyone who is a part of a company or even close to someone in a company can be an insider. This could mean a company’s director, an employee, a close family member,…

You might have heard the words Risk Analytics and Analysis thrown around a lot. But what is risk analytics, and how do they help? Is it an important part of an organization? How does it benefit a business? Read on for the answers to all these questions. What Are Risk Analytics? Risk analytics or analysis is the process of identifying and assessing the likelihood of potential issues that could have a negative effect on a company, government, or other sectors. Risk analysis exists to help companies and organizations avoid or soften their risks. It is the study of the uncertain…

Opening a savings account is essential for a variety of different reasons. A savings account is where you place all your extra cash, and it allows you to build interest on the money you keep in the account. But before you go ahead and open one, there are a few things you should know. Like, do you need to make regular withdrawals from the account? Or how long do you actually plan on saving in the account? There are so many options and variations that it can get difficult trying to choose the right account for you. So, let’s talk…

Understanding corporate governance and disclosure is important for any business to succeed. Whether big or small, it doesn’t matter; governance and disclosure are helpful to all companies. But what is corporate governance and disclosure? Read on and learn what they mean and how they benefit a corporation. What is Corporate Governance? Corporate governance is basically a system that controls and dictates how a company’s board of directors or executives governs it. It involves balancing the interests of everyone involved with the company, from the shareholders, the customers, the government, the general public, and more. Corporate governance, if done right, helps…

Filing taxes for the first time is a huge milestone for most new adults, but it can be an intimidating task. Knowing what documents you need and getting everything finished and filed before the deadline could be overwhelming the first time you do it. The more you know about the whole tax system, the more relaxed you will feel when filing your taxes. It is time you take charge of your finances and start filing your own returns. Here are a few things you should know when filing taxes for the first time. Know if you need to file a…