Author: Mia Williams

Any financial expert will say that investing in stocks is key to setting up and establishing long-term wealth. But investing in stocks isn’t the hard part. What’s hard is knowing and investing in the right stocks at the right time. So, is investing in stocks lucrative? The short answer to that question is yes! But understanding the art of investing the right way is hard to accomplish. Watching the market, looking at their day-to-day fluctuations, knowing what to invest in, and predicting future values can be almost impossible to do. Stocks are a critical part of an investor’s portfolio. Stocks…

In July of 2021, millions of American families with children under 18 received their first Advanced Child Tax Credit payment. According to the Internal Revenue Service (IRS), over thirty-six million families were eligible to receive this tax credit. This article will tell you everything to know about Child Tax Credit Payment. What is it? Are you eligible to receive a this tax credit? Read on and find out! What Is Child Tax Credit? Child Tax Credit is a tax benefit that taxpaying American families can receive for every individual child. It is a fully refundable tax credit. This tax credit…

Everyone has their own personal methods when it comes to personal finance. Have you found a style that works best for you yet? Or are you interested in trying out new methods? While there are countless ways to track your budget, here are 4 suggested budgeting styles that beginners and pros alike use. 1. Paycheck Budgeting Paycheck budgeting is a method in which you allocate your funds according to your pay period instead of setting a more standard monthly budget. Each time you receive your paycheck, you’ll set aside a large portion of it for your expenses for rent, utilities,…

There comes a stage in every individual’s life where they are faced with a lucrative career option to pursue in the future. Many Business graduates often stand on a two-way road of whether they should choose to work in an FMCG, join a start-up, or enter the banking world. This is when they may find themselves asking, ‘is banking a lucrative field to pursue?’ The short answer is yes. And we have listed six main reasons why we (and many people around the world) think of banking as a lucrative field for a successful career. Let’s take a look at…

First and foremost, it should be understood that retail and commercial banks are storehouse banking establishments. This implies that they make credits for their customers. Even though their customers are unique, they actually have a place with being different sides of a similar business. The administrations and items which commercial banks offer are typically comparable and standard to that of retail banks. Although retail and business banking are supposed to be similar to a business, there are a few contrasts. What Is Retail Banking? Retail banking is, in most people’s opinion, close-to-home banking. It offers to store, access, and loan…

Getting your dream job is what everyone craves. But unfortunately, you might not always end up with that perfect job. And that’s all right because there’s a reason for everything, right? Every opportunity is a unique chance to grow and develop new skills and discover new experiences. Nonetheless, no matter what job you’re in, the one thing that you must never do is let go of your worth. You’re one talented individual, and guess what? Your bosses already know that. Hence, you should always stand up for yourself and get the remuneration that you’re entitled to have. Let’s go over…

Living on a budget isn’t an ideal lifestyle choice; however, we have to adhere to it at times. This is usually the case when you’re in college and are living off a limited budget. It’s all right and nothing to be sad about. This time shall pass too. Think of it this way: you’re saving money now so you can live a luxurious life in the future. However, in the meantime, here are a few sensible tips to save money while in your student life. 1. Don’t Rely on Impulses When Shopping All things being equal, put out objectives to…

Paying in real money and infrequently utilizing cards might be a state of pride for you. However, it’s anything but a decent move for your FICO rating. Due to the credit emergency, organizations that once would have left dormant records open and attempted to bait you back now rush to close idle cards. Since 30% of your score depends on your obligation as far as a possible ratio―the hole between what you owe on all charge cards and your all-out accessible credit―having one record shut builds that proportion and, in this way, brings down your score. Let’s look into 5…

There are many necessities we need in life that cause us to buy material goods. Such necessities include food, furniture, and technology to name a few categories. On the other hand, there are a variety of objects that can be rented instead. If you’ll only be using a certain object for a short or fixed amount of time, renting these objects can save you a lot more money than if you were to decide to outright buy them. Below we’ve created a list of some of the top items you can save money on by renting. Let the savings begin!…

Fall is rapidly approaching and with the changing of the seasons comes the falling of the leaves. Yes, it’s that time of year again when your entire yard is covered in dead leaves. How do you deal with your leaves? If you don’t want to deal with the hassle and added costs of hiring a service to do it for you and you haven’t yet invested in a leaf blower, then a rake and some manual labor may be the cheapest approach in getting this job done. Here are the top tips for raking leaves that can help save you…