Author: Mia Williams

Looking to conserve water and save money on your upcoming utilities bill? It’s time to look at all the ways you can save money on that water bill. While paying for water may not be among your top financial concerns, in the grand scheme of things every little bit does count. Not only will conserving water save you money, but it will also help you if you’re living in a location experiencing draughts. Stop watching both your money and precious resource go right down the drain. Follow these simple tips to see how you can save and converse water. 1.…

Home renovation projects can be an exciting time as you eagerly anticipate modernizing various rooms in your home. However, these project can also be quite costly. Surprisingly, one of the most expensive renovation projects you can undertake would be a bathroom project. While your bathroom may be one of the smallest rooms in your home, remodeling your bathroom can quickly become pricey due to the expertise needed to update the space accordingly. Luckily, we have the top 5 tips to help you save money on your bathroom renovations. Let’s dive in! 1. Don’t Remodel, Just Renovate For all those curious,…

One of the investing tips that do not change with a change in the calendar year is to keep learning about the markets. There are always complex and highly profitable new options available that can only be understood and aced through learning and exploration. With the trends and opportunities expanding at an unprecedented rate, new investment domains are opening up fast. However, there are some things unique to 2021 that you should keep in mind while investing your money in the market this year. Build a Strategy One of the best investing tips and an evergreen one is building a strategy.…

It is an achievement on its own to get into a habit of making monthly budgets, but staying on track of them is a next-level task, proved by ‘how to stay on budget’ being a popular internet search. However, we cannot deny the advantages of it, and with regular and frequent practice and following the tips below, you can make sure you do not go out of your budget. 1. Know Your Incoming Money Salaried persons know how much they earn in a month, but it should be broken down into weeks and added up to know the yearly income.…

Coupons are usually considered a shopper’s best friend, especially if they’re shopping on a budget. Hey, we all experience those times where we can use a little help to make our shopping list a little flexible. And coupons do just that; they help one get discounts on items or even have offers like “buy one get one free.” Now, why wouldn’t one use coupons? You might often see two groups. One of them would be against using coupons as they think they aren’t worth spending time on. The other is quite big on using coupons at stores, as they deem…

Do you like the idea of having money set aside? You probably do, don’t you? Well, you work really hard to earn what you earn, so once the bills are all properly payed, you can start setting aside money to save up for something you really want. Whether that be retirement, vacation, a car, a downpayment on a house, or anything else worth saving for. There are many approaches to set aside some money without going through hours to do so. Here are a couple of straightforward little money-saving hacks that can help you save a great deal. Let’s further…

Perhaps you’ve heard of zero-based budgeting before or you’re completely new to the term. Either way, calculating a zero-based budget is relatively simple and can be an effective way for you to keep track of your money. Let’s dive into zero-based budgeting and explain exactly how it works and why it’s important. How To Create Your Zero-Based Budget A zero-based budget essentially means that if you subtract your expenses from your income every month, that difference should be zero. Now to clarify, this does not mean that you frivolously spend every last dime of your paycheck. However, it does mean…